Financial organizations have the right to refuse to issue a loan, without explaining the reasons. However, there are a number of common factors that affect the issuance of money.
Stable work with high wages and good credit history will not give you any guarantees for approval. According to data, every second person who turns to the credit institution receives a refusal. Consider in more detail the reasons for refusal.
The most likely cause of frequent failures is a bad credit history, or its absence. You can check your credit history on the BKA website for free 2 times a year.
If the credit history is zero, start with minor shopping in installments. To determine your responsibility, it is not necessary to take large amounts of loans, the main thing is to pay and not violate the terms of the contract.