Collective agencies appeared in the distant 90s, but until 2011 they were illegal.
Created offices, most often in the basement, which, in turn, hired people with sports physique and skills, and concluded contracts with banks. They were uncontrolled and attract them to justice it was impossible.
Often, collectors use criminal methods for collecting debts, by threats to life and health, as well as the pursuit of the relatives of the debtor.
In 2017, Federal Law No. 230 was adopted, which strictly regulated the activities of agents. He introduced restrictions on communication between the collector and the debtor, established the rules for the introduction of activities and responsibility for violations.
In 2019, the Supreme Court of the Russian Federation explained that to implement debt collectors is possible if such an opportunity is registered in a loan agreement. In the absence of such right at the credit institution, the debtor may contact the court and cancel the debt transition to the collector agency.
In 2020, the State Duma considered the law that would have established a ban on any communication with third parties without their advance consent.
As soon as the collector agencies receive the status of a new lender, they may apply to the court, the procedure is not complicated:
Most often it is an ordinary judicial order.
After that, the bailiffs are filled with executive production, and has the right to make a penalty:
The tightening activities of the collector agencies are not yet adopted, but will soon be redefined. Most likely it will be taken. The collectors themselves learning about such a development of events began to disturb less debtors!
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