In an effort to defeat the competition, credit institutions offer borrowers a variety of credit conditions and programs. Most programs seem undoubtedly profitable.
Pay attention to interest rates. In recent years, the loan rates increased by 2-3%, this is due to the fact that credit institutions expect a new crisis wave. But, no one excludes competition, and banks are interested in attracting more and more customers. This is reflected in the bank’s offering of various programs, among which you can choose exactly to you.
Since banks that provide a loan have a lot, you need to choose somewhat more favorable options. This can be done using the Internet, or using the Calculator in the bank you selected, as well as with
It is possible to significantly reduce the interest rate using the provision of documents to the bank about your income (2-NDFL). Credit history also plays an important role in obtaining a loan, so you can count on borrowers of good credit history for favorable conditions.
Thus, if you still decided to get a loan, learn all the pitfalls in lending programs, in the future, in the event of various situations, you did not attend yourself at risk.