10 interesting facts about loans.

Oddly enough, but the first loans in the world began their way before our era, but no funds were made as a loan to the loan, as wealthy, but the necessary economic structures and food. So it was possible to receive a bag of grain from a neighbor, and by the end of the year you donate more. These actions, as a rule, were regulated by the moral code, so if the year was indargeted, then the debt was given in the next year. In addition, the debtor could not be disturbed until the harvest was completed. Often, loans were issued by pets, so having received several piglets, a person had to give a small herd.

In the course of the development of the lending system in Babylon, the first law of King Hammurapi was adopted, which forbidden to charge more than 1/3 of the amount of debt per person. Roshovshchikov was often punished for such violations, and obliged to return the entire amount completely free.

This term has emerged in no coincidence, as it is often a citizen as a collateral left not only his property, but also his family. If the debtor for any reason did not pay the debt, then the lender had the right to plant it in the debt point, that is, in prison. If there was no redemption for him during the month, the non-payer was recovered in slavery for three years.

The term «mortgage» occurred long before our times in ancient Greece, where, with a debt, all the lands of the debtor went to the ownership of the Roshovist, who acted as a lender.

Seeing the title, you probably thought about the lowest layers of society who did not cope with their responsibilities and were forced to become malicious defaulters. But everything is not as it turns out, the kings were considered these people in the Middle Ages. Many monarchs often resorted to the services of creditors, but did not like to return money back, even more so with accumulated interest. The lenders did not particularly like to demand from the kings of cash, as they knew that it could turn into ruin and even the loss of the head.

A number of lending facts are often found in the domestic history of the country. For example, about ten years ago, one Swiss bank, during the next revision, accidentally discovered an active account in the name of the famous Chief. About 13 francs were kept on the account of the political figure.

Work in the banking sector is not such a prestigious as you could think. So in the 12th century, Pope adopted a decree, according to which all lenders were excommunicated from the church for their heartlessness to debtors. They did not have the right to confess, fit and even on the funeral on traditional customs. It seems nothing ordinary, only there is one thing, but this law has not been canceled this law.

According to statistics, each credit institution has an unofficial list of borrowers, with which it is not desirable to work. Often there are faces on this list, the following professions: businessmen, servicemen, lawyers, poets and writers, as well as judges.

Also, according to statistics, in most cases, men choose a credit institution based on its fame, and women prefer rapid maintenance.

In Italy, there is a credit institution, which the Parmesan Cheese is accepted as a collateral, and in case, the debtor does not cope with its credit obligations, he can sell cheese. The main difference is that this solid grade of cheese is greatly stored for a long time and becomes only more expensive due to exposure.